
Andres Diaz
I started my career in Venezuela in 1997 but my first auditing position was in 1999 in Colombia, and I have been in the taxation industry since 2002. I have had the opportunity to provide my taxation expertise in Colombia, New Zealand, Ireland, and Australia.
My qualifications: Chartered Accountant, Master of Finance, Registered Tax Agent, SMSF Auditor, Diploma in Professional Accountancy, Diploma in Financial Planning.
Specialty Areas:
Management accounting, financial analysis and benchmarking
Complex taxation advice, structuring and business planning
International tax
Estate planning
SMSF and superannuation
When I am not in the office, I love to: spend time with my family, enjoy martial arts and scuba diving.
Favourite quote: Success is getting what you want, Happiness is wanting what you get

Karl Karajkov
My name is Karl Karajkov, I am one of the directors of KARDIA Group.
I started my career in 2004 with Hallahan & Co as a graduate. In that time I have worked with many small business owners in the greater Brisbane area and have built a close rapport with those clients. I always look forward to speaking with clients and always make myself available to assist with their taxation and business advice needs.
My qualifications: bachelor of business, Chartered Accountant, Diploma in Financial planning
Specialty Areas:
- Taxation and business advice
- Business structuring
- Tax planning
- Financial Modelling
- SMSF and Superannuation
When I am not in the office, I love to: Enjoying time at home with the family and keeping fit and active
Favourite quote:
Some people want it to happen, some wish it would happen, others make it happen.

Umair Awan
My name is Umair Aman, I am a Tax Supervisor at KARDIA Group.
I started my career in 2010 and I am looking to complete my CA professional program in the next semester. I have been always involved with small business and get a great pleasure when I attend the sites and warehouses to do some specific costs analysis.
My qualifications: Bachelor in Commerce (Accy)
Associate Chartered Accountant
Specialty Areas:
- Management Accounting
- International taxation
- Indirect Tax issues (GST, FBT, CGT)
When I am not in the office, I love to: Go for a hike, I love the great outdoors and boxing
Favourite quote:
Be yourself; everyone else is already taken.

Margaret Leyland
My name is Margaret Leyland, I am one of the Senior Supervisors at KARDIA Group.
I started my career in 1995 and have over twenty year of experience as an accountant in public practice.
Love establishing connections with clients and have formed well established relationships with the business I service.
My qualifications: Bachelor in Commerce (Accy)
Specialty Areas:
- Multi entity business groups
- GST issues
- payroll
When I am not in the office, I love to: spend time at the farm with my family, love a good rugby league game, Firm supporter of the Cowboys
Favourite quote:
Never regret anything that made you smile.

Angela Apache
My name is Angela Apache, I am one of the Intermediate Accountants at KARDIA Group.
I am originally from Colombia where I was a specialist in the travel industry. After migrating to Australia I became an accountant and love what I do, sometimes it really gets challenging and I love those challenges.
My qualifications:
Bachelor in Commerce (Accy)
Specialty Areas:
- Business banking
- Client services
- Payroll and HR issues
- Accounting software set up and operation
When I am not in the office, I love to: do yoga-Pilates, love a good joke
Favourite quote:
Change the world by being yourself
